Earn Points

A more rewarding program.

Unlike other rewards programs, with Altitude Rewards your points will not expire while you are an Altitude cardholder, giving you all the time you need to redeem. Our fast points earn rates help you redeem the rewards you really want quicker.

Card Type Points Earned Per $1 Spent1
Visa Mastercard
Altitude (including Platinum Plus) 1 1

Altitude Platinum

Purchases

Mastercard Accelerated Earn Partners

Shop, Stream, Ride and Stay Partners + Overseas Spend3

Flight Partners2


1

1
1

1

2
3

Altitude Black

Purchases

Mastercard Accelerated Earn Partners

Shop, Stream, Ride and Stay Partners3

Flight Partners2


-

-
-

1.25

2
6

Altitude Business Platinum*

Australian merchants

Government payments

Overseas merchants


1
0.5
2

1
0.5
2

Find out more information about our latest merchant Accelerated Earn Partners for Altitude Black or Altitude Platinum.

1. Rewards points & eligible purchases: How you earn and redeem Altitude Points is subject to the Altitude Terms and Conditions. Eligible Purchases include purchases made on your card account, but exclude payments to the Australian Taxation Office, fees, cash, cash equivalent transactions, BPAY and BPAY equivalent transactions, refunds and balance transfers. Excludes Westpac Altitude Qantas and Westpac Altitude Velocity.

2. Accelerated Earn - Flights: Applies for the first $10,000 spent on flights per calendar month, then reverts to the Purchase earn rate for each $1 spent thereafter. Only applies to flights purchased directly with the participating airlines using your Altitude Black or Altitude Platinum Mastercard. Excludes flights not purchased directly with the participating airlines in Australia, for example flights purchased through a travel agent, online aggregators, or other airlines such as a code-share etc. Participating airlines are subject to change. Visit Altitude Platinum or Altitude Black to see participating airlines.

3. Accelerated Earn - Shop, Stream, Ride and Stay: Applies only to domestic spend made in Australian dollars or any other currency (and converted to Australian dollars) using your card account with a Merchant who is located in Australia. Participating merchants are subject to change. Visit Altitude Platinum or Altitude Black to see participating merchants.

From 15 October 2019, there are exciting new features and benefits available on the Altitude Black and Platinum Mastercards. For more information please visit Altitude Platinum or Altitude Black.

Check your Rewards Account page to view your Altitude Rewards statement and Points Summary.

* Please note that some Altitude Business Gold and Altitude Business Platinum merchant transactions attract a lower points earn rate, refer to Altitude Business Rewards Terms and Conditions for further details.

American Express

For further information about earn rates on the American Express® issued Altitude Card please click here. For information regarding points earned per transaction on your American Express issued Card, log in to the American Express website. For Terms and Conditions related to earning points with your American Express issued Card please click here.

Please visit westpac.com.au/ccrewards or westpac.com.au/businessccrewards for more information.

Overseas transactions with a Bonus Point Partner made in a foreign currency are excluded from earning bonus points. Points applied to your account for these transactions will be at the base earn rate.

* Please note that some Altitude Business Gold and Altitude Business Platinum merchant transactions attract a lower points earn rate, refer to Altitude Business Rewards Terms and Conditions for further details.

American Express

For further information about earn rates on the American Express® issued Altitude Card please click here. For information regarding points earned per transaction on your American Express issued Card, log in to the American Express website. For Terms and Conditions related to earning points with your American Express issued Card please click here.

1 The earning and redemption of Altitude Points is subject to the Altitude Terms and Conditions or the Altitude Business Rewards Terms and Conditions.

Altitude Terms and Conditions PDF Altitude Terms and Conditions (PDF)
Altitude Business Rewards Terms and Conditions PDF Altitude Business Rewards Terms and Conditions (PDF)
American Express Westpac Altitude Card Points Terms and Conditions American Express Westpac Altitude Card Points Terms and Conditions (PDF)